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Hooray! It's the 30A Songwriters Festival and this year, as always, it boasts an incredible line-up of performers and venues. If you're lucky enough to be here in the Panama City Beach/30A/Destin area from January 11-15th you absolutely have to make plans to attend. This year there are 23 stages along Scenic Highway 30A offering every musical genre. The 30A Songwriters Festival headquarters is located just West of Seaside at the Watercolor Inn. An updated performance schedule was posted on 1/11/12 but it's a good idea to check the website for updates as changes may occur. You can pick up a printed schedule at Watercolor Inn or download the schedule...
GOOD NEWS!!!! Intelligence and technical skill factor into only 25% of a person's chances for success, the other 75% is made up of your optimism, the support of your social network, and your attitude toward stress (whether you view it as a challenge or a threat). So your optimism, the optimism of those around you, and your attitude about stress( optimism under pressure) account for ¾'s of your success. HAPPINESS AND OPTIMISM ACTUALLY FUEL PERFORMANCE AND ACHIEVEMENT. The mental construction of your daily activities, more than the activity itself, defines our reality. WHAT CONNECTS YOU TO THE AMAZING EVERYDAY???? For me it is affirming what I know to be true and good and holding those thoughts and words in my heart and my head. Denial is not a strategy but looking for the good in all challenges and disappointments is. READ GOOD STUFF!!! SAY GOOD STUFF!!!! RUN like a son of a gun from Negative people, places and things. Attitude is not everything but the first thing!!!! S...
So, have you been wondering if it is a good time to do a strategic short sale? A short sale is when you sell your house for less than what is owed on the mortgage...quite a common thing nowdays. A "strategic" short sale is when you can afford to keep making your mortgage payments but you are so upside down on your loan that it makes more sense to just let the house go and start over. 2012 may be the time for you to make your move. In 2013 the amount short on the mortgage will become taxable. Currently if you sell your home and the proceeds are $100,000 less than the mortgage you can usually have the bank forgive the amount short and there are no tax ramifications (there are conditions that have to be met and every case is a little different). In 2013 due to changes, if you are $100,000 short and you are in the 25% tax bracket...you will owe $25,000 in Federal Taxes. To avoid the tax, you must sell your house in 2012 and you must have documentation of the bank forgiving the deficiency...
I was visiting with a client for whom I had helped buy a gulf front condo recently. He lives up north where at this time of year there's snow on the ground. It was a beautiful day as usual here in Panama City Beach. The sky was clear and blue without a trace of clouds. The sun was bright and warm but not too hot. We were having lunch at one of my favorite gulf front restaurants, Hook'd Bar and Grill. Sitting there looking out over the sugar white sand at the emerald green waters of the gulf and eating the best smoked tuna dip on the planet, my client said something that stunned me. He said, "Good thing that oil spill happened." At first I thought he was being facetious but after a moment or two I realized he was being serious. Not only was I shocked, I was borderline offended. How could one of the worst industrial disasters in history possibly be good? It claimed 11 lives, massac...
I am reading a most incredible book given to me by a most incredible woman with a heart overflowing with love. The book that I am just getting into is by River Jordan, Praying for Strangers. Funny thing about it is that through the years I have done this on a much smaller scale and not sure why I was doing it. My heart just led me that way and I followed. Many times when I am going down a street or Pier Park or running... anywhere there are other of God's children I will offer up a quick prayer for the people I see. It makes you feel so uplifted and because I believe the prayers and thoughts are not in vain....there is power amazing power in that moment. This spirit packed author made a Resolution to pray for a total stranger each day and the results of that are in small but SOUL LIFTING stories filled with compassion and great love. I am already touched in the first few chapters and can hardly wait for the impact that the completion of the book will bring. I suspect it will be one m...
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