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20 St Francis Drive
Miramar Beach, FL 32550

$2,399,000 - Status: Active
Bed Icon Beds: 5
Bath Icon Baths: 5 full
Sq Feet Icon SQFT (H&C): 3,489
MLS Icon MLS# 981954

Welcome to Emerald Waters Village, one of Miramar Beach's most sought-after gated communities, where coastal luxury meets exceptional investment potential. Just a short walk to private beach access, this beautifully renovated three-story home offers the rare combination of location, size, and income-producing opportunity. Designed to comfortably accommodate up to 16 guests, this spacious 5-bedroom, 5-bathroom retreat is perfectly suited as a high-performing vacation rental, second home, or full-time residence. Multiple balconies and outdoor living spaces provide the perfect setting for enjoying Gulf breezes, morning coffee, and evenings with family and friends after a day at the beach.Extensively renovated from top to bottom, this home offers peace of mind with major improvements already completed, including a new metal roof, updated stucco and exterior paint, new impact-rated sliding glass doors, upgraded HVAC systems, and over $40,000 invested in balcony and terrace enhancements featuring premium tile and advanced waterproofing.Inside, the home showcases sophisticated finishes and thoughtful craftsmanship throughout. The redesigned kitchen and bathrooms feature imported materials, custom Italian glass cabinetry, high-end fixtures, and premium waterproofing systems. New drywall, insulation, flooring, plumbing components, and a stunning white oak staircase further elevate the home's modern coastal design.Residents and guests enjoy access to two community pools and private beach access while being minutes from Destin Commons, Silver Sands Premium Outlets, Publix, Starbucks, Whale's Tail Beach Bar & Grill, and some of the Emerald Coast's most popular attractions. Topsail Hill Preserve State Park and Destin HarborWalk are also just a short drive away.Whether you're seeking a luxury beach getaway, a primary residence near the coast, or a turnkey investment property in one of Northwest Florida's strongest vacation rental markets, this exceptional home delivers the location, lifestyle, and upgrades that today's buyers are searching for.All information deemed reliable but not guaranteed. Buyer to verify all information, dimensions, and rental projections.

Property Features

MLS#: 981954
Zip: 32550
Subdivision: Emerald Waters Village
Development: 15 - Miramar-sandestin Resort
Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Days on Site: 319
Fenced: Yes
Garage: 2 car attached
Home Style: Mediterranean
Lot Size: 0.08 acres
Stories: 3.0
Taxes: $10,976
Year Built: 1999
SQFT (H&C): 3,489

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
Association Fee Includes: $0
Community Features: Short Term Rental - Allowed, Beach, Deed Access, Gated Community, Pets Allowed, Pool, TV Cable
Exterior: Balcony, Fenced Back Yard
Exterior: Frame, Stucco
Fencing: Fenced Lot-Part, Fenced Privacy
Financing Terms: Conventional, FHA, VA, Other
Flooring: Floor Marble, Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
Interior: Breakfast Bar, Fireplace, Kitchen Island, Newly Painted, Pantry
Lot Description: Covenants, Restrictions, Within 1/2 Mile to Water
Lot Dimensions: NA
Parcel Number: 29-2S-21-42970-000-0640
Patio/Porch: Deck Covered, Deck Open, Patio Covered
Pool Features: Pool Type
Property Condition: Renovated, Construction Complete
Road Frontage: Private Road
Rooms Total: 10
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Detached Single Family
Utilities: Public Water, TV Cable
Window: Window Treatment All

Room Sizes

Primary Bedroom: 12 X 11 Level - First
Kitchen: 10 X 8 Level - First
Living Room: 22 X 17 Level - Second
Kitchen: 15 X 6 Level - Second
Kitchen: 20 X 11 Level - Second
Dining Room: 14 X 12 Level - Second
Primary Bedroom: 13 X 9 Level - Second
Bonus Room: 19 X 10 Level - Third
Living Room: 13 X 11 Level - Third
Primary Bathroom: 13 X 12 Level - Third

Local Schools

High School: Freeport
Middle School: Destin
Elementary School: Van R Butler

20 St Francis Drive | MLS# 981954

This single family home located at 20 St Francis Drive, Miramar Beach, FL 32550 is currently listed for sale with an asking price of $2,399,000. This property was built in 1999 and has 5 bedrooms and 5 full baths with 3489 sq. ft. St Francis Drive is located in the EMERALD WATERS VILLAGE subdivision. Search EMERALD WATERS VILLAGE real estate on www.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agency Title: Beachy Beach Real Estate
Agency Phone: 850-233-4351

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