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13020 Front Beach Road, Unit 103
Panama City Beach, FL 32407

$315,000 - Status: Pending
Bed Icon Beds: 2
Bath Icon Baths: 1 full
Sq Feet Icon SQFT (H&C): 1,025
MLS Icon MLS# 789817

One of the LOWEST HOA'S on the beach! The HOA fees are currently only $350 a month and paid quarterly. This pays for trash, water, pest control, building insurance and outside maintenance. Spring/Summer 2026 already pre-booked. PET FRIENDLY COMPLEX! Somerset is a unique 16 unit low rise condo community directly across the street from the beach. No high-rise condo traffic or wait for the elevators. Location is perfect with 2 public beach entrances just steps away in between million dollar beach homes. Once you leave the parking area you are less than 100 yards from the beach. PRIVATE COVERED PARKING for 2-3 cars. The covered parking is a BIG deal because you have a designated area large enough for 2-3 cars. Your vehicle is out of the sun during the hot summer months as well as the rain. Walking distance to coffee, restaurants, bars, ice cream parlors and MORE!! Convenient location in the middle of PCB, drive just minutes to Pier Park or the marinas as well as other local attractions. Sold with high end LUXURY furnishings included! Fully stocked kitchen, appliances and renovations. Renovations include luxury plank flooring throughout. New paint, brand new quartz kitchen countertops, white painted cabinetry and stainless steel appliances. A LARGE bathroom that could be converted to two bathrooms in the future. The bathroom was recently renovated with shiplap, tub with handles and custom antique vanity/sink. Living room sofa set is high quality mid-century modern brown leather. All beds feature new comfort mattresses, luxury sheets and bedding. Enjoy a large spacious balcony that faces a residential area. Condo has 3 double beds and allows 6 guest. Also, entire complex is pet friendly for any size pet, a huge booking perk with extra income. DON'T MISS THIS OPPORTUNITY TO HAVE A TURNKEY READY PROPERTY ALREADY PRE-BOOKED AT CLOSING FOR SPRING AND SUMMER 2026.

Property Features

MLS#: 789817
Zip: 32407
Subdivision: Somerset Condo
Development: 0320 - Beach - Middle Central
Property Type: Residential - Condominium
Cooling: Central Air, Ceiling Fan(s)
Days on Site: 21
Heating: Central
Home Style: Low Rise
Roof Type: Metal
Stories: 2.0
Taxes: $3,685
Year Built: 2000
SQFT (H&C): 1,025

Feature Descriptions

Appliances: Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker
Community Features: Short Term Rental Allowed
Exterior: Vinyl Siding
Parcel#: 34417-030-000
Patio/Porch: Balcony
Security: Closed Circuit Camera(s), Smoke Detector(s)
Sewer: Public Sewer
Units: 16
Utilities: High Speed Internet Available

Room Sizes

Other: 13 X 7 Level - First
Living Room: 12 X 12 Level - First
Dining Room: 9.6 X 9 Level - First
Kitchen: 9 X 9 Level - First
Bedroom: 14 X 10.6 Level - First
Primary Bedroom: 14 X 10.6 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

13020 Front Beach Road, Unit 103 | MLS# 789817

This condo located at 13020 Front Beach Road, Unit 103, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $315,000. This property was built in 2000 and has 2 bedrooms and 1 full baths with 1025 sq. ft. Front Beach Road, Unit 103 is located in the Somerset Condo subdivision. Search Somerset Condo real estate on www.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Lifes A Beach Real Estate, LLC

Shown By

Agency Title: Beachy Beach Real Estate
Agency Phone: 850-233-4351

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